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Preliminary information
Terms and Conditions

Company details

MG Denzer GmbH
Bleichstrasse 56
75173 Pforzheim

Telephone +49 (0) 7231 - 20709-0
Fax +49 )0) 7231 - 20709-60


Günter Denzer
Christian Denzer

District Court of Mannheim, Commercial Registry No. 740891 
V AT ID No. DE 158193404


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Legal notice

Liability for content
The content of our pages has been prepared with utmost care. We nevertheless
assume no liability for the accuracy, completeness and timeliness of the content.
As service providers, we are responsible according to § 6 subsection 1 MDStV and
§ 8 subsection 1 TDG for ensuring that our own content on these pages complies with
general legislation. However, service providers are not obliged to monitor third-party
information transferred to or saved by them nor search for possible circumstances
which might indicate illegal activity. Obligations for the removal or barring of the use
of information in accordance with general legislation remain unaffected.
Any liability in this respect is, however, only incurred from the moment that
knowledge of a specific breach of law is obtained. In the event that corresponding
infringements become known, we will remove this content immediately.

Liability for links
Our site contains links to external websites belonging to third parties, over whose
content we have no influence. We cannot therefore also assume liability for this
external content. The respective provider or operator of the pages is always
responsible for the content of the linked pages. External links were checked for
possible legal infringements at the time of creation. Illegal content was not apparent
at the time of creating the link. However, permanently monitoring the linked pages
for content is unreasonable without specific evidence indicating a legal infringement.
Should corresponding infringements become known, we will remove this content immediately.

Copyright law
The operators of the pages endeavour to always observe the copyrights of others
or to draw on works created in-house or works in the public domain.
German copyright law governs content and works created by the page operators
and presented on these pages. Contributions from third parties are identified as such.
The reproduction, processing, dissemination and any type of use beyond what is
permitted under copyright law requires written authorisation from the respective
author and/or creator. Downloads and copies of this page are only permitted
for private non-commercial use.

Data protection
If personal data is collected on our pages (for instance name, address
or e-mail addresses), the input of such data always takes place voluntarily,
as far as possible. As far as possible, the use of offers and services is always
possible without specifying personal data. We hereby expressly object to the
third-party use of contact data, which has been published in accordance with
imprint obligations, for the transmission of not expressly solicited advertising
and information material. The operators of the pages expressly reserve the right
to pursue legal steps in the event that unsolicited advertising information
is sent, such as through spam mail.


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Preliminary information pursuant to Section 15 VersVermV*

Company address/information

MG Denzer GmbH
Independent insurance brokerr
Bleichstrasse 56, 75173 Pforzheim, Germany
Telephone: +49 (0) 7231- 20709 - 0
Fax: +49 (0) 7231- 20709 - 60

Günter Denzer, Christian Denzer

District Court of Stuttgart
Commercial register no.: HRB 331075

Tax office number 67 / 200 / 87200

Granted registration and activity pursuant to GewO*

Insurance broker (Section 34d(1) GewO*)
These days there are numerous ways for persons requiring insurance – whether corporate or private – to conclude a contract. One such way is to obtain advice from and use the brokerage services of an insurance broker. Unlike other sales channels, insurance brokers are not bound to any insurance provider, which makes them fully independent partners. This is why they are also referred to as "impartial champions" of your insurance interests. In other words: Insurance brokers are on your side. Source: (18.12.2018, 09:33h)

Insurance broking register
Registration as an insurance broker
Permission pursuant to Section 34d(1) GewO*
Register Number: D-52GG-RA9GQ-54
Responsible supervisory authorities
The entry in the register can be verified at: Register
URL: l Brokers' register number: D-EBVW-J44FK-09

Deutscher Industrie- und
Handelskammertag (DIHK) e.V. 
Breite Straße 29 l 10178 Berlin, Germany l
E-Mail | Tel.: 0180 600585 - 0
(20 cent/minute from a landline,
max. 60 cent/minute from a mobile)

Professional indemnity/
pecuniary damage liability insurance

We offer professional indemnity insurance that meets the requirements of the VersVermV*

Information about insurance brokerage fees
As an insurance broker, we offer professional advice.
The fees for our advice, brokerage and guidance services – also known as commission –
are paid by the insurance provider as standard.
The commission forms part of the insurance premium.
Differing terms must be expressly agreed between us and the customer.
When brokering "net products" in particular, a separate remuneration agreement
is normally signed that obligates the customer to pay the fees. Net products are products where
the brokerage fees are not included in the insurance premium.
Our company does not receive remuneration in the form of other benefits.

Association member
We have been a member of the Bundesverband Deutscher Versicherungs-Makler e.V.
[Federal Association of German Insurance Brokers] since 13.8.1999.

VEMA Versicherungs-
Makler-Genossenschaft eG

Registered office: Unterkonnersreuth 29
- 99500 Heinersreuth, Germany. Supervisory board: Martin Keller (President),
Executive directors: Hermann Hübner (President), Andreas Brunner. Cooperative register number: GnR 118 AG Bayreuth.

Broker registration number D-EVD0-7BC7M-20, tax office number 208/106/80041 (Bayreuth tax office)

Head office: Heinersreuth b. Bayreuth |
+49 (0) 921 78694830 |
Karlsruhe branch | +49 (0) 721 91500332 ||

Holdings in/by insurance companies
Our company has no direct or indirect holdings of over 10% in the voting rights or capital of any insurance provider. No insurance provider or parent company of an insurance provider has any direct or indirect holdings of over 10% in the voting rights or capital of our company..

Arbitration boards
The following arbitration boards can be called upon
to settle out-of-court disputes. Pursuant to Section
17(4) VersVermV*, we are obligated to particulate in
dispute resolution procedures before the following
consumer arbitration boards:

Versicherungsombudsmann e. V.
Postfach 08 06 32
10006 Berlin, Germany
Private health insurance
Ombudsmann private Kranken- und
Postfach 06 02 22
10052 Berlin, Germany

European Commission
Online dispute resolution platform (ODR)

Professional regulations
• Section 34(d) GewO*
• Sections 59–68 VVG*
• VersVermV*

The professional regulations can be viewed and retrieved via the
website operated by the Federal
Ministry of Justice and juris GmbH.

Complaint management
The following arbitration boards can be called upon to settle out-of-court disputes.
If you have any complaints about how we do business, please contact our Complaints Office:
E-mail: | Tel.: +49 (0) 7052 92470

* [German industrial code]